When business owners contemplate the most important insurance cover for their business, most think of insurance covers against fire, theft, or health. While all these covers are vital and necessary for a business, one other insurance cover eclipses all these risk products – public liability insurance. Public liability insurance protects your business from damage or injury that may afflict other people (workers, customers or members of the public) as a result of your actions, your employee's actions, your products and services.
If you own a fleet of trucks, you know how expensive insuring that fleet can be. However, there are measures that a prudent fleet owner can do to get very good cover at an affordable cost. This article discusses some of the ways through which you can get that cover for your fleet. Base the Deductible on a Per-Occurrence Basis You can limit how much you have to spend when a single catastrophe, such as a flood, destroys your fleet of vehicles by basing the insurance deductible on an occurrence instead of on each vehicle.
Hi, my name is Molly. Welcome to my blog. Through the years, I have bought almost every type of insurance imaginable, including travel insurance, business insurance, health insurance and almost every other type of policy. If you are looking for an insurance policy, you need to check out what I have learned over the years. In this blog, I am including tips on getting low premiums, choosing the right excess, selecting the best policies and more. Living with insurance provides me with peace of mind, and I hope it provides you with the same. Please, explore and use these tips to improve your life.